About Us

Trusted Insurance for the Outer Banks Community

A black and white striped lighthouse is sitting in the middle of a grassy field.

our story

A Legacy of Protection Since 1973

Midgett Insurance Agency was founded in 1973 by Elmer R. Midgett, Jr. in Manteo, NC, built on a commitment to exceptional service and community trust. In 2005, after years of working in the family business, Paul Tine took ownership, expanding the agency to two locations in Manteo and Kitty Hawk and growing a team of 15+ experienced insurance professionals. Today, we proudly serve local residents, business owners, and out-of-town property owners across Currituck County, Kill Devil Hills, Nags Head, Hatteras, and beyond, offering customized insurance solutions that truly protect what matters most.

What Makes Us Different

Personalized Coverage From Local Experts Who Care

A black and white drawing of a hurricane on a white background.

Hurricane Expertise & Tailored Protection

With deep knowledge of coastal risks, we help design wind and hail coverage and expertly navigate hurricane claims when storms hit.

A black and white icon of a shield and a checklist.

Independent Advantage

As an independent agency, we shop multiple top carriers to find the best coverage at the most competitive rates for you.

A black and white drawing of a lighthouse on a white background.

Deep Community Roots

We're not just insurance agents—we’re your neighbors. We actively support local businesses, charities, and community events across the OBX community.

Our Insurance Network

The logo for assurant is a blue , green , and orange circle with a triangle in the middle.
The logo for first benefits insurance mutual workers compensation
The frontline insurance logo is on a white background.
The logo for national general is an allstate company.
The logo for nationwide is a blue n with an eagle on it.

Team directory

Your Insurance Team, Just a Call Away

Manteo Office


Lauren Hooker

Customer Service Representative

Phone: 252-473-3930

Email: lauren@midgettinsurance.com


Madeleine Land

Associate Agent

Phone: 252-473-3930

Email: madeleine@midgettinsurance.com


Michelle Scarborough

Commercial Lines Division

Phone: 252-473-3930

Email: michelle@midgettinsurance.com


Amy Colanero

Chief Operating Officer

Phone: 252-473-3930

Email: amy@midgettinsurance.com


Carolyn Payton

Operations Manager

Phone: 252-473-3930

Email: carolyn@midgettinsurance.com

Kitty Hawk Office


Jan Presgraves

Associate Agent

Phone: 252-261-4684

Email: jan@midgettinsurance.com


Katherine Klonis

Associate Agent

Phone: 252-261-4684

Email: katherine@midgettinsurance.com


Lynn Kirisits

Administrative Assistant

Phone: 252-261-4684

Email: lynn@midgettinsurance.com


Rhonda Hansen

Associate Agent

Phone: 252-261-4684

Email: rhonda@midgettinsurance.com


Stephanie Vorndran

Customer Service Representative

Phone: 252-261-4684

Email: stephanie@midgettinsurance.com