Rental Property Insurance

in Outer Banks, NC

PROTECT YOUR OBX INVESTMENT

Comprehensive Coverage for Rental Properties

Owning a rental property in the Outer Banks (OBX) offers rewarding opportunities but also presents unique challenges. From hurricane threats to wind and hail damage, it's crucial to have insurance that addresses these coastal risks. At Midgett Insurance Agency, we specialize in crafting tailored rental property insurance solutions for property owners in Kitty Hawk, Kill Devil Hills, Nags Head, Manteo, Hatteras, and Currituck County. Our policies combine flood insurance with wind and hail protection, ensuring your investment remains secure against the unpredictable coastal weather.

Protect Your OBX Rental Property with Local Expertise

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Hurricane Damage Protection

Specifically designed for OBX rental properties facing storm risks.

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Wind and Hail Policies

Essential coverage for properties in Kitty Hawk, Nags Head, and surrounding areas.

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Flood Insurance for Rental Properties

Protects against storm surges and coastal flooding common in the OBX.

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Liability Coverage

Safeguards against tenant or guest-related incidents on your property.

Your Questions Answered

Understanding Rental Property Insurance in the OBX

  • What does rental property insurance cover in the Outer Banks?

    Our policies cover property damage from hurricanes, wind, hail, and floods, as well as liability protection for tenant-related incidents.

  • Is flood insurance mandatory for rental properties in the OBX?

    While not always mandatory, it's highly recommended due to the area's susceptibility to flooding.

  • How can I reduce my rental property's insurance premium?

    Implementing storm shutters, maintaining the property, and bundling policies can lead to discounts.

  • Does insurance cover loss of rental income after a hurricane?

    Yes, our policies can include coverage for lost rental income due to covered damages.

  • Why choose Midgett Insurance Agency for my OBX rental property?

    With over 50 years of local expertise, we understand the unique risks of the Outer Banks and offer personalized coverage to protect your investment.

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