In times of unexpected events, having a current and detailed personal property inventory can be invaluable. Whether it's a natural disaster, theft, or needing to make an insurance claim, having a comprehensive inventory can provide peace of mind and facilitate smoother processes. Thanks to modern technology, creating and maintaining this record has become simpler than ever.

Getting Started with a Personal Property Inventory

Starting a personal property inventory is more straightforward than you might think, especially with just a smartphone in hand. Here’s how you can create a thorough inventory:

Video Walk-Thru

Conduct a detailed video walkthrough of your home. As you record, narrate details like each item’s description, model, serial number, manufacturer, cost, and purchase date. This ensures nothing is overlooked and provides a comprehensive overview of your belongings.

Photographic Evidence

After your video walkthrough, take photos from various angles of every room. Capture everything, including light fixtures, flooring, and items tucked away in dressers, cabinets, and closets. Pay special attention to valuables like jewelry, silverware, or collections.

Document High-Ticket Items

Take photos of receipts, warranties, and instruction manuals for high-ticket items. These documents serve as a digital record, essential for items that might need specific insurance or hold significant value.

Secure Storage

For safekeeping and easy access, store your digital records by uploading videos and photos to a cloud-based service like iCloud or Google Photos. This ensures your inventory is protected and can be accessed anytime, anywhere.

Having an up-to-date personal property inventory is not only crucial for making insurance claims but also aids in personal estate planning and management. Don't delay—start your inventory today. Procrastination only complicates matters in times of crisis. Share this guide with family and friends who might also benefit from having their own personal property inventory.