As the 2025 hurricane season approaches, the importance of being prepared cannot be overstressed. Officially, the Atlantic hurricane season spans from June 1 to November 30, with peak activity traditionally occurring from mid-August to mid-October. After the particularly active 2024 season, which saw 18 named storms, 11 hurricanes, and five major hurricanes, homeowners are keenly aware of the threats these storms can pose. While we cannot predict the future with certainty, proactive steps can help minimize risks and protect property.

Review Your Insurance Coverage

One of the most crucial steps in hurricane preparedness is reviewing your insurance coverage. It's essential to ensure your homeowner's policy is current and provides adequate coverage for hurricane damage. Remember, standard policies often do not cover flood damage, so a separate flood insurance policy is critical for comprehensive protection.

Document Your Property

Before a storm hits, document your property thoroughly. Taking clear photos and videos of both the interior and exterior of your home can be invaluable for any potential insurance claims. This documentation will provide evidence of your property's condition before any damage occurs.

Trim Trees and Secure Outdoor Items

Loose branches and unsecured outdoor furniture can become dangerous projectiles in high winds. Trim and maintain trees around your property, and ensure outdoor items such as lawn furniture, grills, and decorations are securely fastened or moved indoors when a storm approaches.

Protect Windows and Doors

Securing windows and doors is a critical element of storm preparation. Consider installing storm shutters or impact-resistant windows and doors to enhance protection. If these options aren't feasible, pre-cut plywood can be a temporary yet effective measure to shield windows from debris.

Inspect and Repair Your Roof

A well-maintained roof is your home's first defense against storm damage. Check for loose or damaged shingles and address any needed repairs promptly. Ensuring the integrity of your roof can greatly reduce the risk of leaks during heavy rains.

Clear Gutters and Downspouts

Clogged gutters can exacerbate water damage during a storm. Make sure your gutters and downspouts are clear of debris to enable proper drainage. This step helps prevent water from backing up and damaging your home’s structure.

Prepare an Emergency Kit

An emergency kit is crucial for enduring power outages or evacuations. Pack essentials such as water, non-perishable food, medications, flashlights, batteries, and important documents. Having these supplies on hand ensures that you are ready for any situation that may arise.

Early preparation is the key to peace of mind when hurricane season is underway. By taking these steps, homeowners can bolster their home's resilience and ensure better protection against the elements. Don't wait until a storm is imminent—review your emergency plans and insurance policies now to safeguard your home and family.